Kotak Royale’s ₹1 lakh spend rule and ICICI Times Black’s ₹20,000 fee. Are premium cards still worth it?

Kotak Royale’s ₹1 lakh spend rule and ICICI Times Black’s ₹20,000 fee. Are premium cards still worth it?This is a curated and edited AI-generated summary of discussions on Thefynprint WhatsApp community for Credit Cards Funds from April 12 to 12, 2026. For queries or feedback, please email us at edit...